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Financial Aid is available for those who qualify. All students interested are expected to complete Free (FAFSA) application below.

The Free Application for Federal Student Aid (FAFSA) is the form used by the U.S. Department of Education to determine your Expected Family Contribution (EFC) by conducting a “need analysis” based on financial information, such as income, assets and other household information, which you (and your parents if you are a dependent student) will be asked to provide. The form is submitted to, and processed by, a federal processor contracted by the U.S. Department of Education (ED), and the results are electronically transmitted to the financial aid offices of the schools that you list on your application.

Expertise Cosmetology Institute is approved by the Department of Education to participate in the following Title IV financial aid programs.


  • Federal Pell Grant: The Federal Pell Grant Program provides a foundation of financial assistance that may be supplemented by other resources


  • Federal Supplemental Educational Opportunity Grant (FSEOG): Supplemental Grants are based on the funds available and do not have to be repaid.


  • Direct Lending Program: The schools participate in the subsidized and unsubsidized Direct Lending Program directly with the Department of Education.


  • Federal Parent Loan for Undergraduate Students (FPLUS): The Federal Parent Loan for Undergraduate Students (FPLUS) provides additional funds to help parents pay for educational expenses.

  • Additional Funding Sources: Besides the Federal Aid Programs there are third party loans available to qualified students. For students who do not qualify for federal financial aid, Expertise Cosmetology Institute offers a number of flexible installment option plans to fit your individual needs.

You can get more information about the different Federal Student Aid Programs by visiting FAFSA.

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